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<channel>
	<title>From Underearning to Abundance</title>
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	<link>http://www.fromunderearningtoabundance.com</link>
	<description>How to leave the darkness of Underearning for a bright life of Abundance</description>
	<lastBuildDate>Fri, 03 Sep 2010 07:11:43 +0000</lastBuildDate>
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		<title>Phoenix heat</title>
		<link>http://www.fromunderearningtoabundance.com/2010/09/phoenix-heat/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/09/phoenix-heat/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 07:11:43 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[arizona]]></category>
		<category><![CDATA[heat]]></category>
		<category><![CDATA[massachusetts]]></category>
		<category><![CDATA[phoenix]]></category>
		<category><![CDATA[summer]]></category>
		<category><![CDATA[winter]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=304</guid>
		<description><![CDATA[Summer in Phoenix is hot and everybody says that dry heat is much easier to tolerate than hot and humid.  This year I have experienced both.  First in Massachusetts there was an official heat wave, that means that the heat is over 90°F (32°C) for three or more consecutive days.  Actually when I was there [...]]]></description>
			<content:encoded><![CDATA[<p>Summer in Phoenix is hot and everybody says that dry heat is much easier to tolerate than hot and humid.  This year I have experienced both.  First in Massachusetts there was an official heat wave, that means that the heat is over 90°F (32°C) for three or more consecutive days.  Actually when I was there the week of 4<sup>th</sup> of July it even reached 100°F one day and the humidity was more than 70%, which is oppressive.</p>
<p>In Arizona the temperature is usually over 100°F in July and August, but much drier about 5-20%.  The few days it drops below 100°F the humidity usually increase to about 30-40% and everybody complains about how humid it is.  The difference is that here in Arizona nearly every house has central air conditioning and you can escape the heat when you want.  People are used to the heat, and the cold air-conditioned air  They might complain about it, but this is normal, just as it is normal to complain about winter in Massachusetts.  The interesting thing is that in both situations people stay indoors, in  Arizona over the summer moths and in Massachusetts during winter.</p>
<p>What I have learned is the following:</p>
<ol>
<li>Stay inside and close the blinds to keep the heat out.</li>
<li>Only go out in the early morning or lat at night when the temperature is a bit lower.</li>
<li>Travel north or to higher elevation for heat relief.</li>
</ol>
<p>There must be more to learn, but this is what I have learned so far.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>How can I help you?</title>
		<link>http://www.fromunderearningtoabundance.com/2010/07/how-can-i-help-you/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/07/how-can-i-help-you/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 06:29:45 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[survey]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=300</guid>
		<description><![CDATA[
Not only have I cleared out the clutter in my life, but I&#8217;m also making a more concerted effort to focus on my business and where it is going.
So would you take a moment to fill out a short survey? It is only 5 questions. Super simple. Shouldn&#8217;t take more than 2 minutes. It can [...]]]></description>
			<content:encoded><![CDATA[<div>
<p>Not only have I cleared out the clutter in my life, but I&#8217;m also making a more concerted effort to focus on my business and where it is going.</p>
<p>So would you take a moment to fill out a short survey? It is only 5 questions. Super simple. Shouldn&#8217;t take more than 2 minutes. It can help me help you.</p>
<p>Please complete within the next couple of days. Just click the link below to get started.</p>
<div>
<div>
<p style="text-align: center;"><strong><a href="http://www.surveymonkey.com/s/KN6R7KV" target="_blank">&#8220;How can I help you?</a></strong><strong><a href="http://www.surveymonkey.com/s/KN6R7KV" target="_blank">&#8221; Survey</a></strong></p>
<div>
<p>Thank you for taking the time.</p>
<p>Love and peace,</p>
<p>ElinAnna</p></div>
</div>
</div>
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting rid of the clutter</title>
		<link>http://www.fromunderearningtoabundance.com/2010/07/getting-rid-of-the-clutter/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/07/getting-rid-of-the-clutter/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 02:36:08 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[Brooks Palmer]]></category>
		<category><![CDATA[clean up]]></category>
		<category><![CDATA[clutter]]></category>
		<category><![CDATA[Clutter Busting]]></category>
		<category><![CDATA[energize]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=297</guid>
		<description><![CDATA[As I mentioned in my last blog (What matters?) we cleaned up or rather organized our vacation dwelling.  I have been reading the book “Clutter Busting” by Brooks Palmer and I have notice what I have been clutter busting.  Also, noticed the affects it has.
What was a total mess in February is now becoming an [...]]]></description>
			<content:encoded><![CDATA[<p>As I mentioned in my last blog (<em><a href="http://www.fromunderearningtoabundance.com/2010/07/what-matters/" target="_blank">What matters?</a></em>) we cleaned up or rather organized our vacation dwelling.  I have been reading the book “<a href="http://www.amazon.com/gp/product/1577316592?ie=UTF8&amp;tag=eaco08-20&amp;linkCode=xm2&amp;camp=1789&amp;creativeASIN=1577316592">Clutter Busting</a>” by Brooks Palmer and I have notice what I have been clutter busting.  Also, noticed the affects it has.</p>
<p>What was a total mess in February is now becoming an energetic place where we enjoy staying and recharging ourselves.</p>
<p>In his book Brooks Palmer talks about our energy being sucked up by all the clutter in our lives.  All those things that we only think we need for some reason or another.  And then there are things that we actually need and would love to enjoy if only we could find them in the all the clutter.</p>
<p>Then there are all the things we do.  Are they clutter?  Why are we doing them?  Is there something else we would enjoy more doing?  Maybe something that would energize us?</p>
<p>What is the clutter in your life?  Is it holding you back from a Life of Abundance?</p>
<p>Love and peace,</p>
<p>ElinAnna</p>
]]></content:encoded>
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		</item>
		<item>
		<title>What matters?</title>
		<link>http://www.fromunderearningtoabundance.com/2010/07/what-matters/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/07/what-matters/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 04:13:48 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[coffee]]></category>
		<category><![CDATA[friends]]></category>
		<category><![CDATA[Jaho]]></category>
		<category><![CDATA[joy]]></category>
		<category><![CDATA[vacation]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=286</guid>
		<description><![CDATA[What stands out from my joyful vacation last week is the time I had with my hubby.  We did a lot.  We worked in the garden, cleaned our vacation space, enjoyed time with friends and had long conversations in our favorite coffee shop, Jaho.
We have found more things we enjoy doing together, an important part [...]]]></description>
			<content:encoded><![CDATA[<p>What stands out from my joyful vacation last week is the time I had with my hubby.  We did a lot.  We worked in the garden, cleaned our vacation space, enjoyed time with friends and had long conversations in our favorite coffee shop, <a href="http://www.jaho.com/" target="_blank">Jaho</a>.</p>
<p>We have found more things we enjoy doing together, an important part of a life of abundance.</p>
<p>Love and peace,</p>
<p>ElinAnna</p>
<p><a href="http://fromunderearningtoabundance.com/wp-content/uploads/2010/07/In-garden-with-Joyce.jpg"><img class="alignleft size-full wp-image-288" title="In garden" src="http://fromunderearningtoabundance.com/wp-content/uploads/2010/07/In-garden-with-Joyce.jpg" alt="In garden" width="274" height="205" /></a><a href="http://fromunderearningtoabundance.com/wp-content/uploads/2010/07/In-Salem.jpg"><img class="size-full wp-image-289 alignnone" title="In Salem" src="http://fromunderearningtoabundance.com/wp-content/uploads/2010/07/In-Salem.jpg" alt="In Salem" width="274" height="205" /></a></p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Enjoying my vacation in hot Salem, Massachusetts</title>
		<link>http://www.fromunderearningtoabundance.com/2010/07/enjoying-my-vacation-in-hot-salem-massachusetts/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/07/enjoying-my-vacation-in-hot-salem-massachusetts/#comments</comments>
		<pubDate>Sun, 11 Jul 2010 16:58:46 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[4th of July]]></category>
		<category><![CDATA[Abundance]]></category>
		<category><![CDATA[coffee]]></category>
		<category><![CDATA[life is good]]></category>
		<category><![CDATA[massachusetts]]></category>
		<category><![CDATA[ocean]]></category>
		<category><![CDATA[salem]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=279</guid>
		<description><![CDATA[It has been an amazing week.  Massachusetts has experienced a heat wave, including the hottest day since 2002.  Even Salem has been hot.  The normal luxury of the coastal location with its sea breeze has been absent.  Still the beautiful old downtown is still here to be enjoyed and my husband and I have been [...]]]></description>
			<content:encoded><![CDATA[<p>It has been an amazing week.  Massachusetts has experienced a heat wave, including the hottest day since 2002.  Even Salem has been hot.  The normal luxury of the coastal location with its sea breeze has been absent.  Still the beautiful old downtown is still here to be enjoyed and my husband and I have been thoroughly enjoying our week here.  We hardly every go more than a few hundred yards from the coast line and still enjoy coffee shops, restaurants and more.  Old Salem is becoming a hot city with so many fantastic restaurants and live music.  There are even more opening up.</p>
<div id="attachment_280" class="wp-caption alignnone" style="width: 510px"><a href="http://fromunderearningtoabundance.com/wp-content/uploads/2010/07/Fourth-2010.jpg"><img class="size-full wp-image-280" title="Fourth 2010" src="http://fromunderearningtoabundance.com/wp-content/uploads/2010/07/Fourth-2010.jpg" alt="4th of July Salem, MA, 2010" width="500" height="234" /></a><p class="wp-caption-text">4th of July Salem, MA, 2010</p></div>
<p><a href="http://fromunderearningtoabundance.com/wp-content/uploads/2010/07/Fireworks-4th-2010.jpg"><img class="alignright size-medium wp-image-281" title="Fireworks 4th 2010" src="http://fromunderearningtoabundance.com/wp-content/uploads/2010/07/Fireworks-4th-2010-206x300.jpg" alt="Fireworks 4th 2010" width="206" height="300" /></a>As always the 4th of July celebration was great and the warm weather made it even more enjoyable (maybe a little bit hot during the middle of the day).  We enjoyed all of the festivities that are again only a few hundred yards away from our house.</p>
<p>Life is good and full of abundance.</p>
<p>Love and peace,</p>
<p>ElinAnna</p>
]]></content:encoded>
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		<item>
		<title>Are you limiting what you can earn?</title>
		<link>http://www.fromunderearningtoabundance.com/2010/06/are-you-limiting-what-you-can-earn/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/06/are-you-limiting-what-you-can-earn/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 04:36:04 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[earning]]></category>
		<category><![CDATA[limiting]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[pattern]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[underearning]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=277</guid>
		<description><![CDATA[Do you have a mental block that limits how much you can earn or set aside?  For example, there was a time when $25,000 in the savings account was my maximum.  Every time it looked like I would reach that amount something came up that pulled it below the $25,000 limit.  It was uncanny.  In [...]]]></description>
			<content:encoded><![CDATA[<p>Do you have a mental block that limits how much you can earn or set aside?  For example, there was a time when $25,000 in the savings account was my maximum.  Every time it looked like I would reach that amount something came up that pulled it below the $25,000 limit.  It was uncanny.  In an effort to bypass this strange blockage I divided the amount and put a part of it in another account.  This would make the main account definitely under $25,000.  Of course over time I made it back to $25,000, but since I had another account with more money it was actually over $30,000 for a long time.</p>
<p>The key is to recognize the pattern we have.  Often this is more related to your income and the dividing trick might not work for you.  Still you have to recognize the pattern that makes it happen and acknowledge that this is something in your past, not the present or future.  Your future is going to be different and you have to decide how different your future is going to be.</p>
<p>Remember that at one time in the past you had not crossed a street by yourself.  Then you did, and now that is in your past.  The street no longer limits you and you don’t even think about it.  The same goes for other limitations in your life.  You can earn more money and you have to allow yourself to do so.  That way you can start living a <em>Life of Abundance</em>.</p>
<p>Love and peace,</p>
<p>ElinAnna</p>
]]></content:encoded>
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		<item>
		<title>What story are you telling yourself?</title>
		<link>http://www.fromunderearningtoabundance.com/2010/06/what-story-are-you-telling-yourself/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/06/what-story-are-you-telling-yourself/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 05:17:58 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[manage money]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[story]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=275</guid>
		<description><![CDATA[Is it a story where you will manage money beautifully and you are earning what you want and deserve?  Is it putting you on a path for a Life of Abundance?
Love and peace,
ElinAnna
]]></description>
			<content:encoded><![CDATA[<p>Is it a story where you will manage money beautifully and you are earning what you want and deserve?  Is it putting you on a path for a Life of Abundance?</p>
<p>Love and peace,</p>
<p>ElinAnna</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>The habit of underearning</title>
		<link>http://www.fromunderearningtoabundance.com/2010/06/the-habit-of-underearning/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/06/the-habit-of-underearning/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 04:05:57 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[brain]]></category>
		<category><![CDATA[earning]]></category>
		<category><![CDATA[habit]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[underearning]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=273</guid>
		<description><![CDATA[For many of us underearning has been a habit.  We automatically do and say things that make us underearn.  How often have you refused to be paid for small favors?  Or not asked for a raise when the opportunity came?
It is like our brain goes on autopilot and before we know we are doing and [...]]]></description>
			<content:encoded><![CDATA[<p>For many of us underearning has been a habit.  We automatically do and say things that make us underearn.  How often have you refused to be paid for small favors?  Or not asked for a raise when the opportunity came?</p>
<p>It is like our brain goes on autopilot and before we know we are doing and saying the same things as we have been for so long.  The explanation is simple.  We have created a pathway in our brain.  It is just like when we start driving.  In the beginning we have to focus on everything we do and on our surroundings to know how to react.  After some time we master the skill and start to do the driving as a natural thing, like we are on autopilot.  The same thing happens with our automatic underearning behavior.</p>
<p>When we leave underearning behind we are charting into a new territory.  Our brain only has the old brain pathway, so now we are creating new pathways and it will take some time to do that.  In the beginning it can be very scary to head into this new territory.  But the payoff is much more than worth it.</p>
<p>What is your payoff going to be for leaving underearning behind and start earning what you need and deserve?  A Life of Abundance?</p>
<p>Love and peace,</p>
<p>ElinAnna</p>
]]></content:encoded>
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		<item>
		<title>The Elusive Raise</title>
		<link>http://www.fromunderearningtoabundance.com/2010/05/the-elusive-raise/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/05/the-elusive-raise/#comments</comments>
		<pubDate>Tue, 18 May 2010 07:15:32 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[Harvard]]></category>
		<category><![CDATA[Kennedy]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[raise]]></category>
		<category><![CDATA[salary]]></category>
		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=269</guid>
		<description><![CDATA[How many women have had to battle for a long deserved raise at their job?  Now it is official, it is more difficult for women than men to have the raise discussion with their boss and getting a raise.
In a recent article in the New York Times “A Toolkit for Women Seeking a Raise” it [...]]]></description>
			<content:encoded><![CDATA[<p>How many women have had to battle for a long deserved raise at their job?  Now it is official, it is more difficult for women than men to have the raise discussion with their boss and getting a raise.</p>
<p>In a recent article in the New York Times “<a href="http://www.nytimes.com/2010/05/15/your-money/15money.html?src=me&amp;ref=business" target="_blank">A Toolkit for Women Seeking a Raise</a>” it is pointed out that stereotypes are still working against women.  For those of you that haven’t asked for a raise because of the fear of how it might go, the article gives good advice on how to ask for a raise.  I want to stress that although the article states that it is different and more difficult for women to ask for a raise, there is <strong>no reason to not asking for one</strong>.</p>
<p>Harvard’s Kennedy School of Government associate professor Hannah Riley Bowles describes a different technique for negotiating that will give you what you want.  Here is some of what she and her peers suggest women use in their negotiations.</p>
<p><strong>Be Proactive:</strong> No one will notice that you deserve a raise.  It is your job to ask for it.  Point out the good things you do and find the best time to approach your boss.</p>
<p><strong>Be Prepared:</strong> It literally pays to do research.  Information is power.  When you have the knowledge the power is yours.  There are websites like Payscale.com and Salary.com with information about what the average pay is for you position in your geographical area.  At Glassdoor.com and Vault.com the information can be more specific as they have information for salaries at specific companies and your company might be one of them.  Also talk with people and more than just your girlfriends, remember the men.  Women are more likely to be paid less than men.</p>
<p><strong>Tailor Negotiations: </strong> A new study by Ms. Riley Bowles found that if women explain why their request is appropriate and that they care about their work relationships they are more successful.  There are examples in the article on how to do this.</p>
<p><strong>Anticipate:</strong> Don’t forget to anticipate objections and what your response is going to be.  If you are not successful this time around ask your boss for recommendations for what you could do to move to the next level.</p>
<p>When women have good information, are proactive and tailor the negotiations they do just as well as men.  So there is no reason to sit and hope for the best.  Go and create what you want in your life.  <em><strong>A Life of Abundance.</strong></em></p>
<p>Love and peace,</p>
<p>ElinAnna</p>
]]></content:encoded>
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		<title>You decide!  It is all up to you</title>
		<link>http://www.fromunderearningtoabundance.com/2010/04/you-decide-it-is-all-up-to-you/</link>
		<comments>http://www.fromunderearningtoabundance.com/2010/04/you-decide-it-is-all-up-to-you/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 06:01:44 +0000</pubDate>
		<dc:creator>ElinAnna</dc:creator>
				<category><![CDATA[Life of abundance]]></category>
		<category><![CDATA[change]]></category>
		<category><![CDATA[fate]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[proactive]]></category>
		<category><![CDATA[take action]]></category>

		<guid isPermaLink="false">http://www.fromunderearningtoabundance.com/?p=263</guid>
		<description><![CDATA[Have you ever wished you had more money?  That you made more money and so on and so on?  If so then you are one of many.  It is hard to find someone that hasn’t had this thought.  The big difference is what people do next.
Some go on to think about how they have never [...]]]></description>
			<content:encoded><![CDATA[<p>Have you ever wished you had more money?  That you made more money and so on and so on?  If so then you are one of many.  It is hard to find someone that hasn’t had this thought.  The big difference is what people do next.</p>
<p>Some go on to think about how they have never been able to make more money and take it as a sign that they will never be able to change this fate.  They will tell you about how it has always been this way and why it will not change.  They have thought a lot about this and know why it is like this.  They even have proof of why it is so.</p>
<p>Then you have other people that take it as a sign that there is time for a change.  So they will start to work out how things will change.  They might not even know how, but they know it will and set out to be proactive in making the change happen.  They do not sit and wait for life to happen to them and then explain why it did.  They live their lives.  It’s with the mindset of being proactive, to do, to take action and moving on.  Their mindset is to take responsibility of their lives and knowing that the past is behind them and the future is in front of them.  That’s where they are heading.</p>
<p>How can being proactive help you live a Life of Abundance?</p>
<p>Love and peace,</p>
<p>ElinAnna</p>
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